Calculate Your Path to Financial Independence
Discover when you can achieve financial freedom. Enter your details below and get instant results with a personalized timeline.
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FI Calculator
Calculate your path to Financial Independence. Enter your financial details below.
30 years
Savings rate: 40.0%
How the FI Calculator Works
1
Enter Your Numbers
Input your age, income, expenses, and current savings. The calculator uses real financial mathematics.
2
Get Your FI Number
Based on the 4% safe withdrawal rate, we calculate the amount you need to be financially independent.
3
See Your Timeline
View year-by-year projections showing how your wealth will grow with compound returns.
Understanding the Math
- • FI Number = Annual Expenses × 25 (based on the 4% safe withdrawal rate)
- • Expected Return = 7% default (historical stock market average minus fees)
- • Inflation = 2% (EU average, subtracted from returns for real growth)
- • Compound Growth = Your investments grow exponentially over time
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