What's Your FIRE Type?
Answer 5 quick questions to discover your ideal path to Financial Independence. Takes less than 2 minutes.
Last updated: · Built by the IndepAI Team
What's Your FIRE Type?
Answer 5 quick questions to discover your ideal path to Financial Independence.
Understanding FIRE Types
The FIRE movement isn't one-size-fits-all. Different approaches suit different lifestyles, risk tolerances, and goals. Understanding your FIRE type helps you set the right savings target and timeline.
The 5 FIRE Types
Traditional FIRE (25x): Save 25 times your annual expenses and withdraw 4% per year indefinitely.
Lean FIRE (20x): A minimalist path — lower expenses mean a smaller, more achievable target.
Fat FIRE (33x): For those who want premium lifestyle in retirement. Higher target, more comfort.
Barista FIRE (15x): Semi-retirement — part-time work covers some expenses, smaller portfolio needed.
Coast FIRE (25x): Save enough early, let compound interest do the work. Cover current expenses only.
Know Your Numbers
Now that you know your FIRE type, calculate your exact FI number, timeline, and savings rate with our free FI Calculator.
Frequently Asked Questions
What are the different FIRE types?
There are 5 main FIRE types: Traditional FIRE (25x expenses), Lean FIRE (20x, minimalist), Fat FIRE (33x, premium lifestyle), Barista FIRE (15x + part-time income), and Coast FIRE (25x but with compound interest doing the work).
Which FIRE type is best?
There's no single best FIRE type — it depends on your lifestyle preferences, risk tolerance, and relationship with work.
How accurate is this quiz?
This quiz gives you a starting point. Your actual FIRE type may evolve. Use it as inspiration, then calculate your numbers with our FI Calculator.