Financial Disclaimer
Last updated: June 27, 2026
IndepAI is an educational financial-planning tool for digital nomads. The information, calculations, projections, and AI-generated responses provided through the Service are offered for general informational and educational purposes only. Please read this disclaimer carefully before relying on anything you find here.
1. Not a Registered Investment Adviser or Broker
IndepAI is not a registered investment adviser, broker-dealer, financial planner, tax preparer, or law firm, and is not registered with or licensed by the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any state, federal, or foreign securities or financial regulatory authority. Nothing on the Service constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any security or financial instrument in any jurisdiction. No fiduciary, advisory, or professional relationship is created between you and IndepAI by your use of the Service.
2. Not Financial, Tax, or Legal Advice
The content provided through the Service does NOT constitute financial, investment, tax, accounting, or legal advice, and must not be treated as a substitute for advice from a qualified professional. All FI Score calculations, geo-arbitrage comparisons, tax estimates, and AI coaching are general in nature and do not take into account your specific financial situation, objectives, or risk tolerance. Before making any financial, investment, or tax decision, you should consult a licensed financial adviser, tax professional, or attorney who is qualified in your jurisdiction. You are solely responsible for any decisions you make and for verifying any information against authoritative sources.
3. AI Limitations and Accuracy
Portions of the Service use artificial intelligence and large language models to generate responses. AI-generated content may be inaccurate, incomplete, outdated, or misleading, and may produce errors or fabricated information ("hallucinations"). AI responses are not reviewed by a licensed professional before they reach you and are not a substitute for the judgment of a qualified human adviser. Do not rely on any AI-generated output as your sole basis for a financial decision. Always independently verify figures, assumptions, tax rules, and legal requirements before acting on them.
4. No Guaranteed Results
All projections, forecasts, and forward-looking figures shown by the Service are hypothetical, are based on assumptions and the data you provide, and are not a promise or guarantee of any particular outcome. Past performance and projected performance are not indicative of and do not guarantee future results. Investing involves risk, including the possible loss of principal, and exchange rates, tax laws, costs of living, and market conditions can change without notice. IndepAI makes no representation or warranty that any financial independence target, savings rate, or relocation outcome will be achieved, and disclaims all liability for any loss arising from your reliance on the Service.